Pay As You Go Workers Comp
Partnership with The Hartford
The EasyChoice Program, with Workers’ Compensation offered through The Hartford (It may be a different carrier in some states), will help you improve your cash flow and better manage your expenses. This convenient payment program offers insurance premiums to be paid on a per-payroll basis. We’ve eliminated any upfront deposits and it helps avoid any year-end audit surprises since premiums are based on actual payroll rather than on estimates.
With EasyChoice, you receive high-quality workers’ compensation coverage from one of the nation’s leaders in industry, The Hartford. Their licensed consultants are knowledgeable about your state’s insurance requirements and they can tailor a policy to your specific business needs.
The overall benefits of EasyChoice include:
- No up front premiums to pay
- No monthly payments or additional checks to write
- Improved cash flow management
- Helps avoid any year-end audit surprises
- Accurate calculations based on actual payroll
In addition, you receive coverage from a nationally recognized carrier, which ensures you’ll receive:
- Competitive insurance rates
- Responsive service from knowledgeable experts
- 24-hour toll free customer service
- A cost containment program
Contact us today to get started with EasyChoice!
Once you learn all the facts, you’ll agree that it is an EasyChoice for you to make!
Pay As You Go for Higher Risk
PayPros partnered with some of the top insurance companies in the United States, who target riskier business than The Hartford. Please contact so we can set your company up very quickly on this great program.
This plan is for industries like, Construction, some Manufacturing, Repair, etc.
Benefits of this Plan
- Fast Turnaround, sometimes same day.
- We even accept most start up companies.
- $200 Expense Constant to start, but no other fees.
- We do all the hard work so you don’t have to.
Business Insurance
Liability Insurance and full Spectrum Business Insurance is offered when you enroll in any of our Pay As You Go Workers Compensation Plans.
Identity Theft Shield
- Each year it happens to countless victims who innocently give their credit cards to servers in restaurants.
- Even if you are cautious when making an ATM transaction, identity thieves can be watching you type in your PIN or rig a bank machine to copy your bank card.
- Shredding may not be enough to keep dumpster divers from finding copies of your checks, credit card statements and other personal paperwork that leads to identity theft.
- It’s not just online purchases that are vulnerable to identity theft. In fact, online transactions are a small majority of identity fraud cases.
You should know that identity theft happens every day to people from all walks of life. What can you do to combat this crime? The Identity Theft ShieldSM provides a suite of service designed with detection and restoration in mind.
Cost
One year of Pre-Paid Legal benefits costs less than one month of many medical coverage plans. Your cost can be $26 or less! What other benefit costs so little and provides so much?
Where available, the cost for the Identity Theft ShieldSM is just $9.95 per month if you have a Pre-Paid Legal membership, or $12.95 per month if you prefer to enroll in the Identity Theft ShieldSM without the legal service plan benefits.
OptiMed Mini-Med Plan
OptiMed Limited Medical Indemnity Plans
• Guaranteed Issue
• No Health Questions Asked
• No Employer Contribution Required
• No Pre-existing Condition Clause for PayPros, Inc. Clients!
• Patient Advocacy Service
• Benefits Paid Directly to Provider
• No Participation Requirements apply
Aboout OptiMed Plans
We specialize in providing employers, agents and brokers alternatives to control the increasingly high cost of providing healthcare benefits. Our clients represent all walks of life, employing both the professional, skilled and the unskilled worker. Our health benefit packages provide a sense of security and comfort to employees worldwide by providing assurance that their health care needs are protected. At the same time, employers remain assured that they are providing a cost-effective benefit package that satisfies their employees’ basic needs.
Moreover, the current healthcare crisis has created a paradigm whereby employers are forced to cut benefit costs without losing employees. High turnover may result in lost profits and productivity. OptiMed is a pioneer in the recognition that this crisis may be creatively addressed through the implementation of limited medical indemnity Plans. The offering of an affordable benefits package can be an effective means of retaining employees, reducing turnover and increasing productivity through improved morale.
Please visit our OptiMed/PayPros site here
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How Does Pre-Paid Legal Work?
How it works
Members are served by a Provider Law Firm, which has been carefully screened and selected by Pre-Paid Legal. To use the Life Events Legal Plan SM, members simply call their Provider Law Firm directly at the toll-free number on their membership card when they have a legal question or problem. It’s really that simple. Pre-Paid Legal does all the work; no flipping through a yellow-page style catalog for a qualified lawyer, no claim forms, no worries about being able to afford a lawyer – just peace of mind.
Life Events Legal Plan
We give members access to professional legal counsel not only for traditional legal problems, but for everyday events such as buying a house or a car, creating a will, handling a problem with an insurance company, dealing with identity theft, and much more where legal review should be routine, but rarely is. For Pre-Paid Legal members, access to legal counsel is only a toll-free phone call away.
Cost
One year of Pre-Paid Legal benefits costs less than one month of many medical coverage plans. Your cost can be $26 or less! What other benefit costs so little and provides so much?
Delta Dental PPOSM
- Delta Dental PPO, our preferred provider organization (PPO) plan, provides access to the largest PPO dentist network in the U.S. Delta Dental PPO dentists agree to accept reduced fees for covered procedures when treating PPO patients. This means your out-of-pocket costs are usually lower when you visit a PPO dentist than when you visit a non-Delta Dental dentist, but you have the freedom to visit any licensed dentist, anywhere in the world.
DeltaCare® USA (dental HMO)
- DeltaCare USA is our prepaid plan that features set copayments, no annual deductibles and no maximums for covered benefits. In most states, enrollees must select a primary care dentist in the DeltaCare USA network from whom they receive treatment as in a traditional dental HMO.
To Learn more, please go to our specialized site
members the care, value and service to help maintain good vision and overall health.
Benefit Frequencies:
- Vision Exam every 12 Months
- Spectacle Lenses every 12 Months
- Frames every 24 Months
- Contact Lenses every 12 Months
Copays:
How Does Pre-Paid Legal Work?
How it works
Members are served by a Provider Law Firm, which has been carefully screened and selected by Pre-Paid Legal. To use the Life Events Legal Plan SM, members simply call their Provider Law Firm directly at the toll-free number on their membership card when they have a legal question or problem. It’s really that simple. Pre-Paid Legal does all the work; no flipping through a yellow-page style catalog for a qualified lawyer, no claim forms, no worries about being able to afford a lawyer – just peace of mind.
Life Events Legal Plan
We give members access to professional legal counsel not only for traditional legal problems, but for everyday events such as buying a house or a car, creating a will, handling a problem with an insurance company, dealing with identity theft, and much more where legal review should be routine, but rarely is. For Pre-Paid Legal members, access to legal counsel is only a toll-free phone call away.
Cost
One year of Pre-Paid Legal benefits costs less than one month of many medical coverage plans. Your cost can be $26 or less! What other benefit costs so little and provides so much?
Pre-Paid Legal Plans 
A Pre-Paid Legal Life Events Legal Plan SM gives you access to quality law firms for as low as $16 a month (Each state is different-Please ask).
Have you ever…
* Been overcharged for a repair?
* Received a speeding ticket?
* Been audited?
* Purchased a home?
* Tried to return a defective product?
* Lost a security deposit?
* Signed a contract?
* Prepared a will?
Even though most people find themselves in these situations, the majority do not seek the advice or help of a qualified lawyer. Why?
* It may cost too much.
* They may not know where to begin.
* The process is intimidating.
You only get as much justice as you can afford. If you don’t know your rights, you simply don’t have any! The top 10% of income earners can afford to have a lawyer on retainer and are accustomed to asking their lawyer for advice before making decisions. What about you?
With Pre-Paid Legal:
* You know who to call.
* You’re treated like the firm’s most important client.
* A one year membership costs $312 or less.
* You are empowered by knowing your legal rights.
Without Pre-Paid Legal:
* You may try to handle it yourself.
* You’ll likely receive as much justice as you can afford.
* You may pay hundreds of dollars for ONE HOUR of a lawyer’s time.
* If you don’t know your rights, you don’t have any!
Pre-Paid Legal “levels the playing field” in the justice system. With a Pre-Paid legal plan you can say, “I’m going to talk to my lawyer about this.” — and mean it!